Category: Education

Unable to Find Work? Look at Your Employment Report

employment report, credit report, consumer reports

Did you know that you can request a copy of your employment report? Frequently, we  encourage our clients who suffer from a low credit score to get a copy of their credit report and check it for inaccuracies.  For example, a creditor may have placed a negative item on your report when you have a […]

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Filing for Bankruptcy? A Word of Caution

filing for bankruptcy, credit card spending, man making purchase

If you know you will be filing for bankruptcy, here is a word of caution about making charges on your credit cards. Assume that you have been injured and have not been able to work for almost a year.   Recently, you received some good news when you learned that your employers or your insurance company […]

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Couples Buying a Home Have Options

buying a home

When buying a home the way your spouse is listed on the deed can impact your finances in cases of creditors seizing assets. If one member of the couple is being sued or has a judgement placed against them the difference is this: One way you lose your home. One way you keep your home. […]

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5 Ways You Can Explain Bankruptcy to Your Children

explain bankruptcy

Children notice more than we may think. They take note when you grimace while getting the mail, when you turn down their special requests at the grocery store, and when the holidays look a little less festive. While they may not understand why things are changing, they will most certainly notice the changes to your stress level […]

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Everything You’ve Ever Wanted to Know About the History of Bankruptcy in the United States

Our country has permitted individuals who have not been able to pay their debts to file for bankruptcy from our origin. At the time, the United States was a devoutly Christian nation, and historians trace the origins of our bankruptcy laws back to the year of Jubilee, found in the Old Testament. See Leviticus 25: […]

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Five Big Bankruptcy Myths You Need to Stop Believing

It is time to examine a few bankruptcy myths. For many, filing for bankruptcy can be a difficult, confusing ordeal. It can be easy to get caught up in the process of filing for bankruptcy. This is why having an experienced bankruptcy attorney on your side is essential. There are several common myths about filing […]

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Five Easy Ways You Can Begin Building Credit Today

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building credit

Building your credit for the first time can be a tricky task. If you don’t have a credit history, it can be difficult to acquire a loan, a credit card, or even an apartment. But how can you do that when no one will give you credit in the first place? This catch-22 can be […]

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Five Famous People Who Filed for Bankruptcy and Thrived After the Fact

famous people

If you are thinking of filing for bankruptcy, you might be worried about the steps you need to take to file or what your life might look like after bankruptcy. You can rest easy knowing that many people have recovered from bankruptcy, including a number of successful people. Here are five famous people who filed […]

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Four Things You Should Know About Creditors When You File for Bankruptcy

file for bankruptcy

When you file for bankruptcy, it’s essential to know what you may encounter throughout the process. This includes what rights your creditors have and how they may exercise them. Here are four things you should know about creditors when you prepare to file for bankruptcy: They’re Entitled to Three Big Things During the bankruptcy process, […]

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The Ten Largest Retail Bankruptcies in the Past Ten Years

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retail bankruptcy

When a business’s name becomes nearly synonymous with its industry, it seems inconceivable that it could ever fail. For even some of the largest retailers, however, filing for bankruptcy is their best choice. These are ten of the largest retail bankruptcies in the past decade: Blockbuster: 2010 — Assets of $1.54 billion The popular video […]

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