Category: Credit

Unable to Find Work? Look at Your Employment Report

employment report, credit report, consumer reports

Did you know that you can request a copy of your employment report? Frequently, we  encourage our clients who suffer from a low credit score to get a copy of their credit report and check it for inaccuracies.  For example, a creditor may have placed a negative item on your report when you have a […]

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Five Easy Ways You Can Begin Building Credit Today

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building credit

Building your credit for the first time can be a tricky task. If you don’t have a credit history, it can be difficult to acquire a loan, a credit card, or even an apartment. But how can you do that when no one will give you credit in the first place? This catch-22 can be […]

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Four Things You Should Know About Creditors When You File for Bankruptcy

file for bankruptcy

When you file for bankruptcy, it’s essential to know what you may encounter throughout the process. This includes what rights your creditors have and how they may exercise them. Here are four things you should know about creditors when you prepare to file for bankruptcy: They’re Entitled to Three Big Things During the bankruptcy process, […]

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Life After Bankruptcy: Rebuild Your Credit with the Right Credit Card

life after bankruptcy

There IS life after bankruptcy. The effects of bankruptcy may seem dire, but the impact they have on your credit report will eventually fade away. You can begin rebuilding your credit as soon as you receive your bankruptcy discharge by applying for a secured credit card. Whereas unsecured credit cards require a good credit history, […]

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